How To Protect Your Gadget? Travel Insurance With Gadget Cover

Whether it’s just a weekend getaway or a month-long holiday, travelling is not complete without your gadgets. You bring several electronic devices like smartphones, digital cameras, laptops, tablets, smartwatches, among others. And it’s a reason to have travel insurance with gadget cover.

This type of insurance cover gives you peace of mind while enjoying your holidays. Even if your devices get damaged or one of them has been stolen, this policy will help you in replacing them. You have the option to add the cover to your current Annual Travel Insurance policy to be protected.

What the Policy Covers

You may think that travel insurance with gadget cover is an additional expense, but you get more than what you pay. Remember to read the details of the policy first before buying one. But whichever option you choose, this type of cover protects your devices against the following:

• Accidental Damage — Accidents happen any time, and they can involve your devices. If your gadget is accidentally damaged, then this insurance policy will cover the repair costs. If necessary, your insurance provider can replace your device with a new one.
• Liquid Damage — Most electronic devices are not waterproof, that’s why you have to keep them away from anything liquid. But if you unintentionally spilt a glass of water over your laptop, for example, it will be replaced by your travel insurance with gadget cover. If you only have the typical travel insurance, your gadgets won’t have liquid damage protection.
• Stolen — Unfortunately, theft is common when travelling, so you have to be extra careful in bringing your gadgets. In case when one of them has been stolen, the gadget cover can replace the lost parts or even provide you with a new device.

Items Included in the Cover

Travel insurance with gadget cover provides protection for all types of electronic and mobile devices. As previously mentioned, it is either sold as an add-on to travel insurance policy or a stand-alone insurance cover. You have to check the details to ensure that you get the device protection you need. For your reference, here are some of the common items included in the gadget cover.

- Mobile phones like smartphones and iPhones

- Digital cameras, DSLR, camera lenses

- Laptops, Chromebooks, MacBooks

- Tablets and iPads

- MP3 players, iPods, CD/DVD players

- Games consoles, earphones, headphones, wireless headsets

- Portable televisions, projectors

Travelling with Gadgets Safety Tips

Even if you have travel insurance with gadget cover, it is still best to be extra careful when exploring new places. Damaging or losing one of your precious devices is truly heartbreaking. To ensure that your trip goes as planned, here are safety tips to safeguard your gadgets.

• Use protection for your devices. Phone cases, screen protectors, laptop bags, and sleeves are affordable, and they can protect your devices from cracks or irreparable damages.
• Don’t leave without their chargers. Your hand-held technologies will be useless if they don’t have enough battery power.
• Make sure that all your files have back-ups. You can use portable hard drives or store them in the Cloud. That way, you can still access your files if your devices have been compromised.
• If possible, don’t bring too many devices when you’re out, exploring a new place. One or two gadgets are enough. Leave some of them in the hotel to prevent damaging or losing them.